Shriram Multi Asset Allocation Fund

With evolving markets and changing investor needs, multi asset allocation funds have fast emerged as an attractive investment option for long term wealth creation.

Shriram Multi Asset Allocation Fund focuses on dynamically managing asset allocation to balance risk and optimise returns over medium to long-term investment horizons. By actively varying exposure across equity, fixed income, gold and other diverse assets, the fund aims to navigate business and market cycles to generate inflation-beating multi asset allocation fund returns effectively.

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About Shriram Multi Asset Allocation Fund

Shriram Multi Asset Allocation Fund offers a smart way to grow your money by investing across three key assets: equities (stocks), debt (bonds), and gold. This mix balances the high growth potential of stocks with the stability of bonds and the protection gold provides during market downturns. Its primary goal is capital appreciation by generating inflation-beating returns over 5-10 years through a balanced allocation between growth and defensive assets based on market conditions.

With a minimum SIP of ₹500, it is ideal for long-term wealth creation and achieving financial goals like retirement planning or funding education. The fund offers diversification benefits and moderate volatility, making it suitable for investors seeking stable returns through varied asset exposure.

Why Invest in Shriram Multi Asset Allocation Fund?

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Risk Adjustment

The fund balances equity’s growth potential with debt’s stability and gold’s downside protection for a risk-adjusted return suited to medium- to long-term investors.
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Short Investment Horizon

Diversified across assets, sectors, and market caps, the fund reduces volatility while aiming for inflation-beating returns.
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No Entry/Exit Load

No fees when you invest or redeem (except a small exit load if you redeem large amounts within 90 days), so more of your money stays invested.

Features & Benefits of Shriram Multi Asset Allocation Fund Schemes

Here are the key features and benefits of investing in Shriram Multi Asset Allocation fund:
  • icon 1Diversification Across Assets

    Get exposure to a mix of equities, bonds, and gold/silver ETFs in one fund for diversification across growth and stable assets.

  • icon 2Easy Liquidity

    No lock-in means you can withdraw investments conveniently anytime needed. It ensures easy access to capital despite investing in the long run.

  • icon 3Low Investment Amount

    You can start investing with just ₹500. This makes the fund accessible for investors with small starting amounts.

  • icon 4Low Charges

    There is no entry load, but the exit load is 1% for units above 12% of the investment if redeemed within 90 days from the date of allotment.

FAQs

Is it good to invest in Shriram Multi Asset Allocation Fund?

Yes, it's a good choice for long-term investors looking for diversification across multiple assets like stocks, bonds, and gold. It aims to beat inflation while managing risk.

What is the average return of Shriram Multi Asset Allocation Fund?

The fund aims to generate inflation-beating returns over the long run, but exact returns can vary based on market conditions and asset allocation.

Is Shriram Multi Asset Fund good for SWP?

While the fund offers diversified assets that can be work as a Systematic Withdrawal Plan (SWP), its suitability depends individual investment goals and risk tolerance.

What is the expense ratio of Shriram Multi Asset Allocation Fund?

The fund has a low expense ratio, with the Direct Growth Plan at 0.45% and Regular Growth Plan at 2.25%, making it cost-effective for investors of all types.

How to redeem Shriram Multi Asset Allocation Fund?

To redeem Shriram Multi Asset Allocation Fund, log in to the AMC's portal, select the fund, click 'redeem,' specify the amount or choose 'withdraw full amount,' and confirm using the OTP received.